Everything you need to know about PMT score check, including what it is, how to check it, and what it means for you, will be covered in this blog post.
The Poverty Measurement Test (PMT) score, also known as the poverty level of a household or individual in Pakistan, is a numerical value. It is computed based on a number of variables, including household size, income, and assets.
The Benazir Income Support Programme (BISP) uses the PMT score to establish a person’s eligibility for several social safety net programs. Other government entities as well as nonprofits use it to focus their services and initiatives on Pakistan’s poorest and most vulnerable citizens.
How to check your PMT score
There are two ways to check your PMT score Check:
- Online: By going to the BISP website and providing your CNIC number, you can check your PMT score online.
- By phone: Dial the BISP helpdesk at (8171) to check your PMT score.
There are two ways to check your PMT score in Pakistan:
1. Online:
- Go to the BISP website (https://usc.org.pk/pmt-score).
- Click on the “PMT Score Check” link.
- Enter your CNIC number and click on the “Submit” button.
- Your PMT score will be displayed on the screen.
2. By phone:
- Call the BISP helpline at 8171.
- Tell the operator that you want to check your PMT score.
- Provide your CNIC number to the operator.
- The operator will tell you your PMT score.
Please note: You can only check your own PMT score. You will need permission from the individual whose PMT score you want to check before you can do so.
Once you have checked your PMT score, you can use it to determine your eligibility for various social safety net programs and services in Pakistan. You can also use it to track your progress over time and see how your financial situation is improving.
What does your PMT score mean?
The poverty level of your home is determined by your PMT score. Your home is deemed to be poorer the higher your PMT score.
Based on the PMT scores of the households, the BISP has classified them into several levels of poverty:
- Extreme poverty: PMT score of 35 or below
- Moderate poverty: PMT score of 36 to 40
- Vulnerable poverty: PMT score of 41 to 45
- Non-poor: PMT score of 46 or above
Benefits of checking your PMT score
There are several benefits to checking your PMT score:
- Eligibility for social safety net programs: If you have a low PMT score, you may be eligible for BISP cash transfer programs, Ehsaas Rashan programs, and Ehsaas Kafalat programs.
- Access to targeted services: Many government and non-profit organizations in Pakistan target their programs and services on the poorest and most vulnerable citizens. You can find out if you are qualified for these programs and services by verifying your PMT score.
- Financial planning: Understanding your PMT score will assist you in making sound financial decisions. If you have a low PMT score, for example, you may need to be more careful with your spending and saving habits.
How to improve your PMT score
There are a few things you can do to improve your PMT score:
- Increase your household income: Increasing your household income is one of the best strategies to boost your PMT score. This can be accomplished by finding better employment, starting a business, or discovering other sources of income.
- Reduce your spending: Reducing your household’s expenses is another strategy to increase your PMT score. This can be accomplished by reducing wasteful spending, carefully budgeting, and seeking for methods to save money.
- Increase your assets: Increasing the assets of your household can also help you boost your PMT score. Saving money, investing in your education, or creating a business are all ways to accomplish this.
Conclusion
Finding out more about your household’s financial position and determining your eligibility for government benefits can both be done by looking up your PMT score check. There are a few things you can do to raise your PMT score if it is low, like raising your income, decreasing your expenses, and building up your assets.
Here are a few advanced tips for improving your PMT score:
- Participate in skill-building programs: To help people improve their employment prospects and income levels, numerous governmental and nonprofit organizations provide skill-building programs.
- Start a small business: Increasing the income in your household by starting a small business is a terrific idea. But before beginning a business, it’s crucial to do your homework and create a solid business strategy.
- Invest in your kids’ education: Your kids’ future career chances and earning potential can both benefit from your investment in their education. Long-term, your household may receive a higher PMT score as a result of this.
By following these tips, you can increase your chances of improving your PMT score and raising your household out of poverty.